12. Ann Elizabeth6 Naylor (Joseph5, Charles4, James3, Joseph2, George1) was born in Leeds, Yorkshire, England 29 August 1857. Ann died 25 January 1922 at 64 years of age.

She married John Morgan 2 October 1890. John was born in July 1857 in Newfoundland, the son of Charles Morgan and Emily Tuck. He may have died in California. His occupation was listed as Mechanic on his daughter's birth certificate and "Salesman - Hardware Store" in the 1910 census. Ann died at 76 Spring Street after a long illness. She came to America when she was 25, and lived most of her life in Holyoke. Her body is interred in Oak Grove Cemetery in Holyoke, MA.

Ann Morgan and her sister Emily Nickerson Gladys Morgan 4 months 

Ann Elizabeth Naylor and John Morgan had the following child:

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